Here's our Microsoft Office Tip for.. December 23, 2002
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About Those Formats
A format determines how Excel displays (or prints) your data. You may think of Excel as a smorgasbord when it comes to formatting options, but push yourself away from that table before you make a mess!

Professionals agree--you should save formats for special emphasis. In other words, apply formats sparingly or your users may lose their appetites. In fact, too many formats in the pot can create a really nasty-tasting soup. In other words, if you use too many formats, you may end up with a really ugly spreadsheet.