Here's our Windows NT Tip for.. December 7, 1999
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Formatting Floppies in Windows NT
If you've ever gotten an error when formatting a floppy under NT, then listen up. If you're displaying its contents in an Explorer window, its going to error out. No, there isn't a problem with your system. You can't format a disk while its contents are displayed.

If you want to format the floppy disk in Windows NT Explorer, run Explorer and then, while Explorer still displays the contents of drive C:, right-click the drive A: icon and choose Format. The format will work now because Explorer is not displaying the contents of the floppy disk.