Here's our Windows 95/98 Tip for.. December 8, 1999
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Yank The Plug On Shutdown Lock-Ups--Part 1 of 2
Some hardware devices are not compatible with the way that 98 just 'yanks the plug' when it shuts down your system and may cause a system lock-up, forcing you to do a cold boot. One work-around for this problem is to disable the fast shutdown mode.

Select Start, Run, type msconfig

and click OK. On the General tab, click the advanced button, select Disable Fast Shutdown, and click OK twice. Restart your system, and the next time you shut down, your troubles may be solved. I have found that by disabling the fast shutdown, you really don't lose much speed at all--not even half a second. Hope this helps some of you out there.